“We specialize in getting probate advances for heirs going through probate who need funding right away.

These are probate advances and not probate loans. Please call us today.”

How Long Does Probate Take? State-by-State Timeline (2026)

Probate in the US averages 9 to 24 months — but the actual time varies widely by state. Here’s a state-by-state breakdown, the five biggest reasons probate stalls, and how to access your inheritance now instead of waiting.

National Average: 9–24 MonthsFunded in 24 Hours5-Star BBB

National Probate Average

According to industry estimates, the typical probate case in the United States takes 9 to 24 months to fully close. Simple, uncontested estates can finish in 6 months. Complex estates — with real estate, business interests, or family disputes — can stretch to 3 years or longer.

Why so long? Probate is a multi-step legal process: filing the will, appointing an executor, notifying creditors, paying debts and taxes, inventorying assets, settling disputes, and finally distributing what’s left to heirs. Each step requires court approval and usually has a built-in waiting period.

Don’t want to wait? An inheritance advance puts cash from your future inheritance in your hands in as fast as 24 hours — no credit check, no monthly payments.

Probate Timeline by State (2026)

Below are industry-estimated probate timelines for all 50 states. These are averages — your specific case may move faster or slower based on the will, the assets, and any disputes.

StateMinimumAverageMaximum (complex)
Alabama6 mo9–12 mo24 mo
Alaska4 mo6–9 mo18 mo
Arizona5 mo8–12 mo24 mo
Arkansas6 mo9–12 mo24 mo
California9 mo12–18 mo24+ mo
Colorado6 mo9–12 mo24 mo
Connecticut6 mo9–12 mo24 mo
Delaware8 mo12 mo24 mo
Florida6 mo9–12 mo24 mo
Georgia6 mo9–12 mo18 mo
Hawaii8 mo12–15 mo24 mo
Idaho5 mo8–10 mo18 mo
Illinois6 mo12 mo24 mo
Indiana6 mo9–12 mo24 mo
Iowa6 mo9–12 mo24 mo
Kansas6 mo9–12 mo18 mo
Kentucky6 mo9–12 mo24 mo
Louisiana6 mo9–15 mo24+ mo
Maine6 mo9–12 mo18 mo
Maryland6 mo9–12 mo24 mo
Massachusetts9 mo12–18 mo24+ mo
Michigan5 mo7–10 mo18 mo
Minnesota6 mo9–12 mo18 mo
Mississippi6 mo9–12 mo24 mo
Missouri6 mo9–12 mo24 mo
Montana5 mo6–9 mo18 mo
Nebraska6 mo9–12 mo18 mo
Nevada6 mo9–12 mo24 mo
New Hampshire6 mo9–12 mo18 mo
New Jersey9 mo12–18 mo24 mo
New Mexico6 mo9–12 mo18 mo
New York9 mo12–18 mo24+ mo
North Carolina6 mo9–12 mo18 mo
North Dakota6 mo9–12 mo18 mo
Ohio6 mo9–12 mo24 mo
Oklahoma6 mo9–12 mo18 mo
Oregon6 mo9–12 mo18 mo
Pennsylvania9 mo12–18 mo24+ mo
Rhode Island6 mo9–12 mo18 mo
South Carolina8 mo12 mo24 mo
South Dakota6 mo9–12 mo18 mo
Tennessee4 mo6–9 mo18 mo
Texas3 mo6–9 mo18 mo
Utah5 mo7–10 mo18 mo
Vermont6 mo9–12 mo18 mo
Virginia6 mo9–12 mo18 mo
Washington4 mo6–9 mo18 mo
West Virginia6 mo9–12 mo18 mo
Wisconsin6 mo9–12 mo18 mo
Wyoming6 mo9–12 mo18 mo

Source: industry estimates compiled from probate court averages and estate-planning publications. Your case may vary based on state procedures, will validity, and asset complexity.

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5 Things That Slow Probate Down

  • 1. Contested wills. If any heir or potential heir challenges the will, probate can pause for months or years while the dispute is resolved.
  • 2. Real estate that must be sold. Selling property — finding a buyer, closing, clearing title — easily adds 6–12 months.
  • 3. Creditor claim periods. Every state requires a creditor notification window, typically 3–6 months, during which estate funds cannot be distributed.
  • 4. Missing or incomplete documents. Lost wills, missing beneficiaries, unclear deeds — paperwork problems are the #1 cause of avoidable delays.
  • 5. Court backlog. Probate courts in major metros (Los Angeles, New York, Chicago, Cook County, Miami-Dade) can have 6–12 month scheduling backlogs.

Skip the Wait — Get Your Inheritance Now

You don’t have to wait 9, 12, or 24 months. An inheritance advance turns a portion of your future inheritance into cash you can use in as fast as 24 hours. No credit check. No monthly payments. No risk to you — because this is not a loan, it’s an advance.

Curious about the cost? Use our free calculator. Want to compare to a loan? Read the comparison guide.

This is not a loan, it’s an advance. The estate repays — not you personally.

How It Works

1

Apply Online

2 minutes. We look at the estate, not your credit.

2

Get Approved

Most heirs approved within hours.

3

Receive Funds in 24 Hours

Wired direct to your account.

What Heirs Say

★★★★★

“Probate was estimated at 18 months. I couldn’t wait. Funded in two days.”

— June F.
★★★★★

“The waiting was the worst part of grief. They gave me my life back.”

— Samantha P.
★★★★★

“Worked directly with my probate attorney. Smooth, fast, fair.”

— Joseph S.

Frequently Asked Questions

What’s the shortest probate in the country?

Texas can close uncontested probates in as little as 3–6 months because it allows “independent administration” that minimizes court oversight. Most other states average 9–12 months.

What’s the longest?

California, New York, New Jersey, Massachusetts, and Pennsylvania are typically the slowest — often 12–18 months even for uncomplicated estates, and 24+ months when real estate or disputes are involved.

Can I get an inheritance advance if probate is still pending?

Yes — this is exactly when most heirs use an advance. As long as the estate has begun the probate process and you’re a verified heir, you can apply.

What if I’m in a state with fast probate — should I still consider an advance?

If you can comfortably wait 3–6 months, you may not need one. But many heirs in fast-probate states still use an advance to cover funeral costs, property upkeep, or immediate bills.

Will the advance speed up probate?

No — but it removes the financial pressure of waiting. Probate moves on the court’s timeline. The advance moves on yours.

What documents do I need to apply?

Photo ID, the will (if available), the death certificate, and the probate case number or initial filing. We handle the rest with the executor or attorney.

Stop Waiting on Probate. Get Funded Today.

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